Policy
Policy, regulation, and consumer protections—explained through the lens of everyday financial impact.
FTC AI Proposal Raises New Questions About Bias in Credit, Housing and Employment
A proposed FTC policy on artificial intelligence has sparked debate over how companies should balance AI accuracy with efforts to identify and correct bias. The outcome could matter when automated systems influence credit, housing, employment and other financial decisions.
Michigan Supreme Court Expands Consumer Protections Against Unfair Business Practices
A Michigan Supreme Court ruling narrowed a longstanding exemption in the state's Consumer Protection Act, potentially giving consumers greater ability to challenge unfair or deceptive business practices. Here's what changed and why it matters.
Proposed CRA Changes Could Reshape Bank Investment in Local Communities
Federal regulators are proposing major changes to the Community Reinvestment Act, including higher bank-size thresholds and revised community-development requirements. Here's how the proposal could affect affordable housing, small-business lending and investment in underserved communities.
Medicare Part D Premium Subsidy Is Ending: What Enrollees Should Know for 2027
The Medicare Part D Premium Stabilization Demonstration will end after 2026, potentially increasing standalone prescription drug plan premiums for millions of beneficiaries. Learn what is changing, when final 2027 prices will be released, and how to compare Medicare drug plans during Open Enrollment.
Proposed Banking Rule Changes Could Shape the Future of Affordable Housing
Federal banking regulations help determine how much investment flows into underserved neighborhoods, affordable housing developments, and small businesses.
Interest Rates Remain High. Here's What That Means for Your Money.
The Federal Reserve chose to leave interest rates unchanged this week, but that doesn't necessarily mean borrowing is becoming more affordable.
High-Cost Loans Are Facing New Scrutiny. Here's What Borrowers Should Know.
Brief market context and practical takeaways for financial wellness decisions.
CFPB Leadership Could Shape Consumer Financial Protections
Lawmakers questioned the nominee to lead the CFPB, highlighting concerns about staffing reductions, consumer protection enforcement and oversight of financial institutions.
Federal Appeals Court Clears the Way for Student Loan Forgiveness for More Than 500,000 Borrowers
The Ninth Circuit rejected the Department of Education's attempt to delay relief under the Sweet v. McMahon settlement, clearing the way for continued student loan forgiveness.
How the Federal Budget Debate Could Affect Inflation, Interest Rates, and Your Finances
Congress continues negotiating a $95 billion federal spending package that includes funding for national security, agriculture, and election-related initiatives.
Consumer Financial Protections Are Changing: What Consumers Should Know About the CFPB and Earned Wage Access
Lawmakers renewed debate over the future of the Consumer Financial Protection Bureau (CFPB), while earned wage access (EWA) providers pushed for clearer federal guidance on products that allow employees to access wages they've already earned before payday.
Regulators sharpen focus on transparent credit repair claims
Compliance teams are putting clearer language, better disclosures, and documented dispute workflows at the center of consumer credit services.
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