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Reporting for organizations shaping financial wellbeing, workplace benefits, and consumer outcomes.

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Fraud Losses Hit Nearly $16 Billion as Scams Become Harder to Spot

Fraud Losses Hit Nearly $16 Billion as Scams Become Harder to Spot

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Americans Paid More Than $250 Billion in Credit Card Interest and Fees. Here’s Why the Cost Is So Hard to Escape

Americans Paid More Than $250 Billion in Credit Card Interest and Fees. Here’s Why the Cost Is So Hard to Escape

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AI Could Create a Tax Problem—Not Just a Jobs Problem

AI Could Create a Tax Problem—Not Just a Jobs Problem

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1.8 Million Americans Are Long-Term Unemployed as the Job Market Gets Harder to Reenter

1.8 Million Americans Are Long-Term Unemployed as the Job Market Gets Harder to Reenter

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Nvidia’s $60 Billion AI Profit Highlights a Growing Market Concentration Risk

Nvidia’s $60 Billion AI Profit Highlights a Growing Market Concentration Risk

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Strait of Hormuz Shipping Is Improving—but Energy Risks Haven’t Disappeared

Strait of Hormuz Shipping Is Improving—but Energy Risks Haven’t Disappeared

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Mortgage Rates Are Still High—and Waiting on the Fed May Not Bring Quick Relief

Mortgage Rates Are Still High—and Waiting on the Fed May Not Bring Quick Relief

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U.S. National Debt Tops $40 Trillion. Here’s Why It Could Matter for Interest Rates

U.S. National Debt Tops $40 Trillion. Here’s Why It Could Matter for Interest Rates

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374 Organizations Seek More Time to Review Proposed Community Reinvestment Act Changes

374 Organizations Seek More Time to Review Proposed Community Reinvestment Act Changes

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SNAP Funding Changes Could Shift More Costs to New York Counties and Taxpayers

SNAP Funding Changes Could Shift More Costs to New York Counties and Taxpayers

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New U.S.-Canada Tariffs Could Raise Costs for Food, Housing and Consumer Goods

New U.S.-Canada Tariffs Could Raise Costs for Food, Housing and Consumer Goods

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Fed Chair Kevin Warsh Signals the Inflation Fight Isn’t Over

Fed Chair Kevin Warsh Signals the Inflation Fight Isn’t Over

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College Return on Investment Story

College Return on Investment Story

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Affordable Housing Is Expiring Block by Block

Affordable Housing Is Expiring Block by Block

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Credit Card Delinquency Hits Highest Level Since the Great Recession

Credit Card Delinquency Hits Highest Level Since the Great Recession

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Buy Now, Pay Later Loans Are Moving Into Rent and Utility Bills

Buy Now, Pay Later Loans Are Moving Into Rent and Utility Bills

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Emergency Savings Remain Thin

Emergency Savings Remain Thin

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D.C. Black Unemployment Hits 10.1%, SPR Risks Rise, and TreasuryDirect Deadline Nears

D.C. Black Unemployment Hits 10.1%, SPR Risks Rise, and TreasuryDirect Deadline Nears

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Roth Conversions Can Trigger More Taxes Than Retirees Expect

Roth Conversions Can Trigger More Taxes Than Retirees Expect

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Home Equity Agreements Face New Scrutiny Over Long-Term Costs

Home Equity Agreements Face New Scrutiny Over Long-Term Costs

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ACA Health Insurance Costs Rise as Millions Leave Marketplace Coverage

ACA Health Insurance Costs Rise as Millions Leave Marketplace Coverage

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Childcare Costs Are Reshaping How Working Families Make Financial Decisions

Childcare Costs Are Reshaping How Working Families Make Financial Decisions

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July Job Losses Hit Retail, Hospitality, Finance and Local Government

July Job Losses Hit Retail, Hospitality, Finance and Local Government

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$875 Billion in Commercial Real Estate Loans Face a 2026 Refinancing Test

$875 Billion in Commercial Real Estate Loans Face a 2026 Refinancing Test

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Higher Oil and Diesel Prices Are Adding Pressure to Household Budgets

Higher Oil and Diesel Prices Are Adding Pressure to Household Budgets

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Mortgage Rates Near 7% Keep Housing Affordability Under Pressure

Mortgage Rates Near 7% Keep Housing Affordability Under Pressure

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July Jobs Report Raises New Questions About the Fed’s Next Move

July Jobs Report Raises New Questions About the Fed’s Next Move

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FTC AI Proposal Raises New Questions About Bias in Credit, Housing and Employment

FTC AI Proposal Raises New Questions About Bias in Credit, Housing and Employment

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Michigan Supreme Court Expands Consumer Protections Against Unfair Business Practices

Michigan Supreme Court Expands Consumer Protections Against Unfair Business Practices

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Proposed CRA Changes Could Reshape Bank Investment in Local Communities

Proposed CRA Changes Could Reshape Bank Investment in Local Communities

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Medicare Part D Premium Subsidy Is Ending: What Enrollees Should Know for 2027

Medicare Part D Premium Subsidy Is Ending: What Enrollees Should Know for 2027

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Proposed Banking Rule Changes Could Shape the Future of Affordable Housing

Proposed Banking Rule Changes Could Shape the Future of Affordable Housing

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Interest Rates Remain High. Here's What That Means for Your Money.

Interest Rates Remain High. Here's What That Means for Your Money.

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High-Cost Loans Are Facing New Scrutiny. Here's What Borrowers Should Know.

High-Cost Loans Are Facing New Scrutiny. Here's What Borrowers Should Know.

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Estate Planning Mistakes Can Cost Families Hundreds of Thousands in Taxes

Estate Planning Mistakes Can Cost Families Hundreds of Thousands in Taxes

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Americans Are Being Asked to Accept a Bad Housing Deal

Americans Are Being Asked to Accept a Bad Housing Deal

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College Costs Continue Creating Financial Barriers

College Costs Continue Creating Financial Barriers

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Retirement Planning Is Harder Than Ever for Late Starters

Retirement Planning Is Harder Than Ever for Late Starters

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Gas Prices Dip Below $4 — For Now

Gas Prices Dip Below $4 — For Now

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Credit Card Debt Relief Options Many Consumers Don't Know About

Credit Card Debt Relief Options Many Consumers Don't Know About

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CFPB Leadership Could Shape Consumer Financial Protections

CFPB Leadership Could Shape Consumer Financial Protections

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Nearly 4 in 10 Working Maryland Households Still Cannot Afford the Basics

Nearly 4 in 10 Working Maryland Households Still Cannot Afford the Basics

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Federal Appeals Court Clears the Way for Student Loan Forgiveness for More Than 500,000 Borrowers

Federal Appeals Court Clears the Way for Student Loan Forgiveness for More Than 500,000 Borrowers

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Major U.S. Banks Report Strong Second-Quarter Earnings as Executives Watch Economic Risks

Major U.S. Banks Report Strong Second-Quarter Earnings as Executives Watch Economic Risks

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Homebuyer Affordability Continues to Decline. Here's What It Means for Buyers

Homebuyer Affordability Continues to Decline. Here's What It Means for Buyers

Modern data center with AI-powered servers representing artificial intelligence investment and its impact on the global economy.

AI Investment Is Reshaping the Economy. Here's Why It Matters.

AI Investment Is Reshaping the Economy. Here's Why It Matters.

A job seeker reviewing employment opportunities on a laptop, representing the financial impact of long-term unemployment.

The Recovery Isn't Reaching Everyone: Why Long-Term Unemployment Still Matters

The Recovery Isn't Reaching Everyone: Why Long-Term Unemployment Still Matters

A shopper comparing grocery prices in a supermarket, illustrating the impact of inflation on everyday household expenses.

Inflation Remains Elevated. Here's What It Means for Your Everyday Budget.

Inflation Remains Elevated. Here's What It Means for Your Everyday Budget.

The New York Stock Exchange contrasted with everyday consumers managing household finances, illustrating the gap between Wall Street and Main Street.

If Wall Street Is Thriving. Why Doesn't It Feel That Way for Many Americans?

If Wall Street Is Thriving. Why Doesn't It Feel That Way for Many Americans?

Residential homes with a For Sale sign representing a cooling U.S. housing market and affordability challenges for homebuyers.

Housing Market Cools as Affordability Challenges Continue for Homebuyers

Housing Market Cools as Affordability Challenges Continue for Homebuyers

The U.S. Capitol representing federal budget negotiations and their impact on inflation, interest rates, and personal finances.

How the Federal Budget Debate Could Affect Inflation, Interest Rates, and Your Finances

How the Federal Budget Debate Could Affect Inflation, Interest Rates, and Your Finances

Person reviewing financial documents while reading news about consumer financial protections, the CFPB, and earned wage access.

Consumer Financial Protections Are Changing: What Consumers Should Know About the CFPB and Earned Wage Access

Consumer Financial Protections Are Changing: What Consumers Should Know About the CFPB and Earned Wage Access

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Household credit stress eases as savings goals gain traction

Household credit stress eases as savings goals gain traction

Monitor displaying a financial graph

Regulators sharpen focus on transparent credit repair claims

Regulators sharpen focus on transparent credit repair claims

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Small businesses turn financial planning into an employee benefit

Small businesses turn financial planning into an employee benefit

Financial trading chart on a screen

Renters prioritize credit readiness ahead of homebuying plans

Renters prioritize credit readiness ahead of homebuying plans

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AI budgeting tools move from novelty to daily habit

AI budgeting tools move from novelty to daily habit

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Community lenders test new financial wellness partnerships

Community lenders test new financial wellness partnerships

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CFPB Stops Publishing Consumer Complaint Narratives

CFPB Stops Publishing Consumer Complaint Narratives

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CFPB Weighs Loosening Mortgage Disclosure Rules

CFPB Weighs Loosening Mortgage Disclosure Rules

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D.C. Black Unemployment Hits 10.1%, Highest in Nation

D.C. Black Unemployment Hits 10.1%, Highest in Nation

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Is Black Unemployment a Warning Sign for the Broader Economy?

Is Black Unemployment a Warning Sign for the Broader Economy?

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Michigan Unemployment Benefits Now Require 3 Weekly Job Searches

Michigan Unemployment Benefits Now Require 3 Weekly Job Searches

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California Uber, Lyft Drivers Near Union Certification

California Uber, Lyft Drivers Near Union Certification

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30-Year Treasury Yield Hits a 19-Year High

30-Year Treasury Yield Hits a 19-Year High

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Mortgage Rates Hold Near 6.7% as Cash Buyers Pull Back

Mortgage Rates Hold Near 6.7% as Cash Buyers Pull Back

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Construction Costs Climb as Contractor Backlogs Shrink

Construction Costs Climb as Contractor Backlogs Shrink

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Mortgage Loan Defects Rise as Refinancing Picks Back Up

Mortgage Loan Defects Rise as Refinancing Picks Back Up

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The Consumer Is Pulling Back

The Consumer Is Pulling Back

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Wholesale Inflation Cools, But the Emergency Oil Reserve Is Wearing Thin

Wholesale Inflation Cools, But the Emergency Oil Reserve Is Wearing Thin

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Markets Remain Strong Despite Household Stress

Markets Remain Strong Despite Household Stress

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Disclaimer: The content on this site is for informational purposes only and does not constitute legal or financial advice. Copiafy is not a law firm, credit counseling agency, or licensed financial advisor. Information provided is general in nature and may not apply to your individual circumstances. For advice specific to your situation, consult a qualified attorney or financial professional. Results from credit disputes vary and cannot be guaranteed.

Sign up for Copiafy newsletter.

Get free articles and downloads.

Disclaimer: The content on this site is for informational purposes only and does not constitute legal or financial advice. Copiafy is not a law firm, credit counseling agency, or licensed financial advisor. Information provided is general in nature and may not apply to your individual circumstances. For advice specific to your situation, consult a qualified attorney or financial professional. Results from credit disputes vary and cannot be guaranteed.

Smarter financial management made simple.

Sign up for Copiafy newsletter.

Get free articles and downloads.

Disclaimer: The content on this site is for informational purposes only and does not constitute legal or financial advice. Copiafy is not a law firm, credit counseling agency, or licensed financial advisor. Information provided is general in nature and may not apply to your individual circumstances. For advice specific to your situation, consult a qualified attorney or financial professional. Results from credit disputes vary and cannot be guaranteed.

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