Credit
Credit reporting, consumer readiness, debt, and the decisions that shape financial access.

Home Equity Agreements Face New Scrutiny Over Long-Term Costs
A new Massachusetts class-action lawsuit alleges that Unison home equity agreements marketed with no interest or monthly payments created unexpectedly large settlement obligations. Here's how home equity agreements work, the risks consumers should understand, and what to compare before using home equity for cash.

Renters prioritize credit readiness ahead of homebuying plans
More first-time buyers are treating credit profile maintenance as a pre-purchase milestone, not a last-minute mortgage requirement.
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