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Childcare Costs Are Reshaping How Working Families Make Financial Decisions
The national average annual price of childcare reached $13,184 in 2025, while care for two children costs more than median rent in every state with available data. Here's how childcare expenses are affecting work, savings, debt and other financial decisions for families.

FTC AI Proposal Raises New Questions About Bias in Credit, Housing and Employment
A proposed FTC policy on artificial intelligence has sparked debate over how companies should balance AI accuracy with efforts to identify and correct bias. The outcome could matter when automated systems influence credit, housing, employment and other financial decisions.

Michigan Supreme Court Expands Consumer Protections Against Unfair Business Practices
A Michigan Supreme Court ruling narrowed a longstanding exemption in the state's Consumer Protection Act, potentially giving consumers greater ability to challenge unfair or deceptive business practices. Here's what changed and why it matters.

Medicare Part D Premium Subsidy Is Ending: What Enrollees Should Know for 2027
The Medicare Part D Premium Stabilization Demonstration will end after 2026, potentially increasing standalone prescription drug plan premiums for millions of beneficiaries. Learn what is changing, when final 2027 prices will be released, and how to compare Medicare drug plans during Open Enrollment.

Proposed Banking Rule Changes Could Shape the Future of Affordable Housing
Federal banking regulations help determine how much investment flows into underserved neighborhoods, affordable housing developments, and small businesses.

High-Cost Loans Are Facing New Scrutiny. Here's What Borrowers Should Know.
Brief market context and practical takeaways for financial wellness decisions.

Estate Planning Mistakes Can Cost Families Hundreds of Thousands in Taxes
A simple estate planning mistake can cost families hundreds of thousands in unnecessary taxes. Learn how the step-up in basis works and why proper planning matters.

Gas Prices Dip Below $4 — For Now
Brief market context and practical takeaways for financial wellness decisions.

The Recovery Isn't Reaching Everyone: Why Long-Term Unemployment Still Matters
While headline employment numbers remain relatively stable, an estimated two million Americans continue experiencing long-term unemployment.
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