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Roth Conversions Can Trigger More Taxes Than Retirees Expect
Roth conversions can affect more than today's income-tax bill. Additional IRA withdrawals used to pay conversion taxes can increase taxable Social Security income and potentially trigger higher Medicare IRMAA premiums two years later.

Retirement Planning Is Harder Than Ever for Late Starters
A popular personal finance discussion highlights the challenges many Americans face when beginning retirement planning later in life—and why it's still worth starting.
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