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July Job Losses Hit Retail, Hospitality, Finance and Local Government
July job losses were concentrated in local government education, leisure and hospitality, retail, and financial services. At the same time, high housing costs are becoming a recruiting problem for employers, leading some school districts to develop affordable housing for teachers.

$875 Billion in Commercial Real Estate Loans Face a 2026 Refinancing Test
About $875 billion in commercial and multifamily mortgages are scheduled to mature in 2026. Higher borrowing costs could make refinancing difficult for some property owners, with potential consequences for banks, investors, local economies and credit markets.

Higher Oil and Diesel Prices Are Adding Pressure to Household Budgets
Higher oil and diesel prices are increasing transportation costs as the Iran conflict continues to disrupt energy markets. Here's how rising fuel expenses can move through supply chains and eventually affect groceries, deliveries and household budgets.

July Jobs Report Raises New Questions About the Fed’s Next Move
The U.S. economy lost 23,000 jobs in July as earlier payroll estimates were revised sharply lower, changing expectations for the Federal Reserve’s September rate decision. Here’s what weaker hiring could mean for interest rates, mortgages and household finances.

Gas Prices Dip Below $4 — For Now
Brief market context and practical takeaways for financial wellness decisions.

Nearly 4 in 10 Working Maryland Households Still Cannot Afford the Basics
A newly released ALICE report found that 39% of Maryland households are living in poverty or earning too little to consistently afford housing, food, child care, transportation and other necessities.

Major U.S. Banks Report Strong Second-Quarter Earnings as Executives Watch Economic Risks
Despite the positive financial results, executives across the banking sector continued to emphasize that inflation, geopolitical uncertainty, and changing interest rate expectations remain key risks that could influence economic conditions in the months ahead.

The Recovery Isn't Reaching Everyone: Why Long-Term Unemployment Still Matters
While headline employment numbers remain relatively stable, an estimated two million Americans continue experiencing long-term unemployment.

Inflation Remains Elevated. Here's What It Means for Your Everyday Budget.
Inflation eased slightly in June, but the United States continues to experience the highest inflation rate among G7 nations.
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