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Credit
A new Massachusetts class-action lawsuit alleges that Unison home equity agreements marketed with no interest or monthly payments created unexpectedly large settlement obligations. Here's how home equity agreements work, the risks consumers should understand, and what to compare before using home equity for cash.
Financial Wellness
ACA Marketplace enrollment has fallen to about 19.2 million people as average premium payments rise 58% and deductibles climb 37%. Here's how higher health insurance costs are affecting household budgets and coverage decisions.
Financial Wellness
The national average annual price of childcare reached $13,184 in 2025, while care for two children costs more than median rent in every state with available data. Here's how childcare expenses are affecting work, savings, debt and other financial decisions for families.
Markets
July job losses were concentrated in local government education, leisure and hospitality, retail, and financial services. At the same time, high housing costs are becoming a recruiting problem for employers, leading some school districts to develop affordable housing for teachers.
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Credit • Policy • Markets • Wellness

Personal Finance
Roth conversions can affect more than today's income-tax bill. Additional IRA withdrawals used to pay conversion taxes can increase taxable Social Security income and potentially trigger higher Medicare IRMAA premiums two years later.
Lamar Laing

Credit
A new Massachusetts class-action lawsuit alleges that Unison home equity agreements marketed with no interest or monthly payments created unexpectedly large settlement obligations. Here's how home equity agreements work, the risks consumers should understand, and what to compare before using home equity for cash.
Lamar Laing

Financial Wellness
ACA Marketplace enrollment has fallen to about 19.2 million people as average premium payments rise 58% and deductibles climb 37%. Here's how higher health insurance costs are affecting household budgets and coverage decisions.
Lamar Laing

Financial Wellness
The national average annual price of childcare reached $13,184 in 2025, while care for two children costs more than median rent in every state with available data. Here's how childcare expenses are affecting work, savings, debt and other financial decisions for families.
Lamar Laing

Markets
July job losses were concentrated in local government education, leisure and hospitality, retail, and financial services. At the same time, high housing costs are becoming a recruiting problem for employers, leading some school districts to develop affordable housing for teachers.
Lamar Laing

Markets
About $875 billion in commercial and multifamily mortgages are scheduled to mature in 2026. Higher borrowing costs could make refinancing difficult for some property owners, with potential consequences for banks, investors, local economies and credit markets.
Lamar Laing
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