A new Massachusetts class-action lawsuit alleges that Unison home equity agreements marketed with no interest or monthly payments created unexpectedly large settlement obligations. Here's how home equity agreements work, the risks consumers should understand, and what to compare before using home equity for cash.

A proposed FTC policy on artificial intelligence has sparked debate over how companies should balance AI accuracy with efforts to identify and correct bias. The outcome could matter when automated systems influence credit, housing, employment and other financial decisions.