Americans reported nearly $16 billion in fraud losses in 2025 as investment scams, impersonation fraud and social-media schemes became increasingly costly. AI-generated websites, messages, voices and video are also making scams harder to distinguish from legitimate financial communications.

Americans paid more than $250 billion in credit card interest and fees in 2025 as balances remained above $1.2 trillion and rates stayed near historic highs. Here’s how high-interest debt can drain emergency savings, slow debt repayment and make financial recovery harder.

Mortgage rates remained elevated at the end of August, with major trackers putting 30-year fixed rates broadly in the mid-to-upper 6% range. Here’s why Fed policy is only part of the story—and how credit, Treasury yields and loan pricing can affect what buyers actually pay.

Credit card delinquency just hit its highest level since the Great Recession — nearly 13% of balances are seriously past due. Here's what's driving it and what it means for your own debt.

Buy now, pay later loans are expanding from splurges into rent and utility bills. Here's what the data shows and how to think about it before you finance a bill you'd normally just pay.