Mortgage rates remained elevated at the end of August, with major trackers putting 30-year fixed rates broadly in the mid-to-upper 6% range. Here’s why Fed policy is only part of the story—and how credit, Treasury yields and loan pricing can affect what buyers actually pay.

Brief market context and practical takeaways for financial wellness decisions.

Affordable housing built decades ago is losing its subsidy protections one building at a time. Here's what's driving it, who's fighting back, and what to check if it could affect you.

A new Massachusetts class-action lawsuit alleges that Unison home equity agreements marketed with no interest or monthly payments created unexpectedly large settlement obligations. Here's how home equity agreements work, the risks consumers should understand, and what to compare before using home equity for cash.

July job losses were concentrated in local government education, leisure and hospitality, retail, and financial services. At the same time, high housing costs are becoming a recruiting problem for employers, leading some school districts to develop affordable housing for teachers.

About $875 billion in commercial and multifamily mortgages are scheduled to mature in 2026. Higher borrowing costs could make refinancing difficult for some property owners, with potential consequences for banks, investors, local economies and credit markets.

Mortgage rates remain close to 7% while home prices stay elevated, creating a difficult affordability equation for buyers. Here’s how higher rates affect monthly payments, housing inventory and the true cost of homeownership.

Federal regulators are proposing major changes to the Community Reinvestment Act, including higher bank-size thresholds and revised community-development requirements. Here's how the proposal could affect affordable housing, small-business lending and investment in underserved communities.

Americans Are Being Asked to Accept a Bad Housing Deal

The CFPB is reviewing whether to loosen the disclosure rules that protect mortgage borrowers before closing. Here’s what’s being debated and what it means for you.

Mortgage rates ticked down for the first time in six weeks, and cash buyers are losing some of their pandemic-era edge. Here’s what it means for affordability.

Construction material costs are up 7.4% year-over-year, and contractor backlogs are shrinking fast. Here’s why that matters for housing supply and prices.

Mortgage loan defects jumped in Q1 2026 as refinancing surged. Here’s what’s driving it and what it means if you’re mid-process on a loan.