Brief market context and practical takeaways for financial wellness decisions.

About $875 billion in commercial and multifamily mortgages are scheduled to mature in 2026. Higher borrowing costs could make refinancing difficult for some property owners, with potential consequences for banks, investors, local economies and credit markets.

Federal regulators are proposing major changes to the Community Reinvestment Act, including higher bank-size thresholds and revised community-development requirements. Here's how the proposal could affect affordable housing, small-business lending and investment in underserved communities.